illegal money lenders (or Loan Sharks) are on the increase throughout the UK. They are people who lend money without the proper authorisation to do so.

There may be times where you are tempted to borrow money short-term, but don't. There are places where you can get help if you are experiencing debt or financial issues. You can visit our help with money page for more information.

You can report a loan shark, or illegal money lender, in confidence and anonymously to Trading Standards Scotland. If you are in any immediate danger, call Police Scotland on 999 or 101 for non-emergencies.